One of the most successful investors and financial experts of all time is Warren Buffet. Buffet has often had the mentality and advice that the average consumer should focus on investing in low-cost index funds, which over time should mirror the returns of the market. To prove his point, he made a bet against a few top hedge funds that in 2016 the index funds would out-perform the average hedge fund. In the end, he was proven right as he won the bet by outperforming the top funds and read full article.
While Buffet was successful with the bet, not all people are convinced that his advice is still the right strategy. One opponent to the strategy is Tim Armour, who runs portfolio management for The Capital Group. Armour stated that part of the reason for Buffet’s success is that he made the bet during a bull cycle. The true value of fund management comes in years where the stock market declines. In these years, hedge funds are able to hedge risk to protect investor capital and resume him.
Armour further stated that during his 20-year run as the head of portfolio management, his firm has beaten the overall market by 1.5% per year, annually. Over a long period of time, this higher return could lead to significant growth in stock value. During his time as the head of portfolio management, he has seen a range of different investment cycles, which has helped him to prepare investors for significant changes in the market while protecting capital and what Tim knows.
You must have utilized a dating app or two and also online dating sites through your computer. There are many benefits of using the dating apps:
Their interfaces are very friendly, and you may utilize them with utmost ease. There are some apps meant for all. There is an app Bumble where heterosexual women need to send the messages to men first. You may link with people based on a broad range of interests.
1. They are very efficient and quick
The interfaces are simple to utilize, and the profiles are short. Some of the dating apps have got the flexibility aspect. You may utilize them when you are on the train or if you are waiting for an appointment. These apps are simple to utilize on the phones, and you may use them quite often. Your life will be easy going with these flexible apps. They are considered to be highly innovative for dating.
2. Apps have a tendency to exhibit you close friends
It is always a positive point to meet the friend through the romantic angle. It is just similar to a recommendation letter. It is always nice to view close friends on a dating app. It produces a sense of trust and comfort.
If you have a robust association with the friends, then you will feel that the individual you associated with is a fascinating person. You will have something usual to interact fast when you actively communicate.
3. It is simpler to vet people
There are several means to ascertain in case a match is suitable for you and also for your friends you share or the music they adore.
Ms. Whitney Wolfe is an American businessman and Chief Executive Officer of Bumble. Ms. Whitney Wolfe is a co-founder of the dating app Tinder. Bumble and Tinder are considered to be the best dating apps. Ms. Whitney Wolfe was born in Salt Lake City in Utah. Ms. Whitney Wolfe was named as Business Insider’s 30 Most Important Women in 2014.
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Troy McQuagge, the Chief Executive Officer of USHEALTH Group, Inc., won the prestigious One Planet Award – 2016 as the CEO of the year and declared as the Gold Winner. The global premier award program is to facilitate people who are exceptional in business and professional excellence across various industries. The firms and organization can submit nominations for leaders who have driven great change in the respective companies and corresponding industries. Since McQuagge joined the healthcare provider in 2010, he played a crucial role in converting and rebranding its distribution agency USHEALTH Advisors. His interference in shaping the USHEALTH Advisors to a world-class distribution agency helped him to become the President of the firm.
The company experienced a steep growth during the term of Troy McQuagge, and he led USHEALTH Group to greater growth and increased profitability, which are uncommon in the extremely competitive healthcare insurance industry. “It is a great recognition being named as the One Planet Awards winner in this highly transforming industry, and this award goes to everyone in the USHEALTH family,” said McQuagge. “It is a testimony to our commitment to providing great quality health solutions to our customers that are addressing the various needs of them in the best way.” One Planet Awards have a number of categories, and it recognizes executives, teams, Marketing, PR, new products and services, and corporate communications.
McQuagge has more than 30 years of experience in insurance industry, and this helped him to understand various complexities of the industry with respect to customers and their expectations. He is an active proponent of customized plans and encouraged USHEALTH Group to come up with personalized and innovative products which helped it to gain significant market coverage and sales. Since he joined the firm 2010, USHEALTH Group made a record growth over 500 percent. McQuagge is also focused on providing excellent customer experience and has driven various initiatives to ensure world-class customer service and professionalism. It has helped the health insurance service provider to win the 11th Annual Gold Stevie Awards for providing the best customer service and churning greater sales.
McQuagge started his career with Allstate Insurance Company in the year 1983, and later, he joined with HealthMarkets in the year 1995 and led it to form two biggest captive insurance sales organizations in U.S. by working as the President Agency Marketing Group of the firm. He completed his graduation in Legal Studies from the University of Central Florida before starting the career. McQuagge is a strong proponent of corporate philanthropy and giving it back to the society. He played a pivotal role in establishing HOPE, a voluntary charity organization formed by USHEALTH Advisors to help the community in various needs from education and healthcare to emergency assistance and disaster response and learn more about Troy.
James Dondero is an American Native known for his involvement with the community. James Dondero latest achievement is being nominated on the executive board of a Dallas institution known as the Southern Methodist University. He was appointed to this position after showing some commitment towards improving the education sector in the Dallas area. This was not his first involvement as he had been involved with the institution on other occasions such as supporting the construction of their library and supporting the institution public policy. James Dondero acknowledges that the institution plays a major role in producing professionals in the Dallas area and his firm, Highland Capital Management has benefited as a result.
During the announcement, James Dondero said that he was honored and privileged to be given a chance to be on the board of the institution. This board consists of 100 members who come from different sectors. The board even consists of no-academicians whose main role is to advice the board on various issues. This is not the first board that James Dondero sits on as he has other responsibilities elsewhere. With this newly appointed board, they meet three times in one year, during spring, fall, and winter. Other boards that James Dondero serves on include MGM Studios, Jernigan Capital, Cornerstone Healthcare as well as CCS Medical. He also serves NexPoint Residential Trust Board and NexBank Board.
James Dondero is known for his role with Highland Capital Management where he focuses on distressed investments and hedge fund management. He established this company in the year 1993 with the help of his longtime friend James Okada.
James Dondero holds several certifications such as Certified Management Accountant and Chartered Financial Analyst. James is currently living in Dallas, Texas and has amassed an experience of over 30 years in equity markets and credit. James Dondero is as a result of fine education. He went to the University of Virginia for his undergraduate degree and graduated with a degree in finance and accounting. During his time as an investor and businessman, he has won many awards for his outstanding skills such as Lipper Award and Morningstar’s award.
Small businesses form the major part of economic growth as they bring financial opportunities to various groups of individuals while bringing technological services and products to the market. As a financial motor, they regularly bring new occupations, but after the economic crisis of 2008, many of them seem to be struggling in sustaining their foothold. Private ventures mainly depended on credit lending but in current economic challenges things have changed. However, Equities First Holdings has brought hope in the market by offering option shareholder financing solutions which is becoming a better alternative compared to traditional lenders. Thus, equities lending is becoming quickly common for borrowers who cannot qualify for conventional credit-based lending services. Equities First LinkedIn .
The banking freeze during the fall of 2008, tossed economies around the globe into extreme retreat. The seeds of this frenzy were shown in the credit blast that topped in mid-2007, trailed by the fall of sub-prime home loans and a wide range of securitized products. This emergency, thus, raised questions concerning the liquidity and solvency making financial institutions making their lending rules tough. Without option, most of the small businesses were left out stranded, but today, there is hope for startup businesses.
Equities First Holdings gives stock-based advances with fixed interests’ rates of 3 to 4 and loan to value proportions of between 50 to 75. The loans have no restrictions and the funds can be used for different purposes. Stock-based loans are additionally non-resource, hence giving borrowers the freedom of walking away from their loans without being held accountable – even if the collateral stock value decreases. Equities First thus gives alternative financing solutions with the company having finished over 650 transactions valued $1.4 billion presently. The company’s headquarters are situated at Indianapolis with other working facilities in different parts of the world including London, Singapore, Australia and South Africa among others.
http://www.equitiesfirst.com for more.
Adam Milstein, an Israeli American businessman and supporter of the Jewish state of Israel, was recently interviewed on the website, Ideamensch. Mr. Milstein currently works as a managing director at real estate development firm, Hager Pacific Properties. He is heavily involved in pro-Israel and Jewish causes. Below are some of the key highlights and tips to fellow entrepreneurs from the Ideamensch interview.
One of the first questions posed to Adam Milstein by Ideamensch was how a typical day unfolds for him and what does he do to try and make it as productive as possible. Mr. Milstein’s response to this question was that when you start out working in real estate your day to day activities are often unstructured and unpredictable. As one acquires more assets and properties to manage, the day becomes much more predicable and structured. On what drives him to perform, Adam Milstein responded that working with charities and leading non-profits helps to spur him on during his sometimes boring work in the office.
Another early question given to Adam Milsten by Ideamensch was how does he bring ideas to life in the workplace? The response of Adam Milstein was that he keeps on pushing through his ideas until they are realized. Adam Milstein also elaborated that if someone cannot bring an idea through, then you should step up and try and do it yourself. He also added that he is a big believer in personal responsibility, self sufficiency and in taking the initiative. Following up constantly on things to do on a daily basis also helps keep him productive and on task.
When asked with one word of advice to other business people Adam Milstein gave the following tip. He said to always follow up on every lead and contact that you can. His reasoning is that you miss 100% of the shots you do not take. If you have a lot of contacts like he does, Adam Milstein recommends using the software known as Constant Contact. It makes managing and responding to contacts and clients very easy. Mr. Milstein also responded that his favorite book is called And the Good News Is written by Dana Perino. The book shows that nothing is as bad as it may seem at first and that it pays to be optimistic in business as well as in life.