Vincent Parascandola, an Investment Planning Specialist For You

If there is one thing that Vincent Parascandola understands it is attention to detail. As an investment broker with AXA Advisors, he knows that his clients have that acumen as well. He also knows they will expect only the very best from him as their financial planner. That is why he is used to going the extra mile in dealing with them and in expanding his knowledge base for this continuously changing financial world.

Vincent’s primary work is done with individuals and those with a high net worth. Parascandola realizes that he will have to be at the top of his game at all times. He is proud to have held a variety of great credentials, including an industry securities registration for the past 17 years. Parascandola has been fully vetted by the SEC and is subject to FINRA oversight in all of his career dealings. Check out BrightScope for more details.

Perhaps the most important ideal for Mr. Parascandola would be one major tenet: knowledge is power. Parascandola is ready, willing and able to assist his clients with each and every aspect of their financial portfolio. They have the confidence that only an experienced financial planner can bring them. Visit Wallet Hub to know more.

In every aspect of his demeanor, Parascandola is an individual who commands respect. His experience, his candor, and his personality all give the aura of an individual completely prepared to handle every part of a wealthy businessman’s portfolio. Vincent is ready to serve you in every regard and help your portfolio to continue to grow. Expanding your nest egg is the top priority of Vincent Parascandola. He will go to work immediately to help it grow and he has the track record to prove it. The one thing that differentiates him from other professionals is his dedication and his track record. You cannot argue with results, and that is what Vincent Parascandola brings to the table.

The specialization areas of Equity First Holdings


For over 15 years, Equity First Holdings has been providing several financial bits of help to different groups of people. With the Equity First development of policies, the types of loans given and the means of operation can be determined by the company. Currently, the company tries to specialize specific services as there are changes in the current market. Here are some of the services that the company offers.

Security based lending for individual investors

The terms of operation under this service are very flexible. Being a financial organization, Equity First sensitive. On security based lending, the lender has to carry some collateral that would help in assessing the amount that they can be given. When the client does not have collateral, the company can work with shares so that if there is a default in payment, the shares can be transferred to repay the loan to learn more: click here.

Business investors

Some companies may need some boost on their performance. Equity First Holdings does not discriminate based on location or country, it only asses the operations of the enterprise based on cash flows, bonds, and investments. This information is enough for them to gauge the capability of the company to repay the load within the required periods. Equity First Holdings Businesses can be located within or outside the United States.

Short and long-term lending

The company is very flexible on their operations with the clients. Some lenders would want to clear some emergencies as other can go for long term loans to help in financial performances businesses. In both the cases, collateral is required. Some individuals have the high net capital for their investments. For such people.

Equity First Holdings needs few requirements for insurance. The company equally evaluates the future risks and previous financial performances so as to understand on the terms of lending. With these specializations, the company has maintained a huge client base.

Equities First Says Using Stock As Loan Collateral Increasing In Usage

Equities First Holdings, LLC is a company, headquartered in Indianapolis, Indiana, that offers alternative shareholder lending options. The company says that as traditional lenders such as banks tighten the criteria under which they will loan borrowers capital, their business has seen an uptake in companies coming to them for margin loans and stock-based loans. Equities lending is gaining attention and popularity from those who either don’t qualify for a conventional loan or don’t have time to go through the time it takes to go through the conventional bank loan process.

The Founder and Chief Executive Officer of Equities First Holdings, Al Christy, Jr., says that the loans they offer, which are collateralized by stock in the company seeking capital, offer a number of attractive details. These types of loans have a better loan-to-value ratio and lower fixed interest rates. While explaining the details of stock-based loans, Christy said that most of the loans are for three years and provide the company seeking capital with a hedge against a market downturn. He continued on, saying that the loans are non-recourse which means the borrower can walk away from the loan at any time regardless of whether their stock is doing well or poorly.

The types of companies that Equities First Holdings works with are those that need to raise capital for a number of reasons including expanding their business, taking advantage of new market opportunities, or for other reasons. Some companies don’t qualify for conventional loans and so they seek the alternative financing solutions that Equities First provides them.

In addition to the company’s headquarters in Indianapolis, it has offices in London, Hong Kong, Singapore, Australia, and South Africa. Equities First Holdings Companies around the world are being affected by laws and regulations put into place by governments after the financial crisis of 2008.

Equities First Holding Gives a Solution to the Financial Lending Through Their Use of the Stock-Based Loans

Equities First Holdings is one of the companies which work by issuing fast working capital using stocks as collateral for both the stock-based loans and the margin loans. For the enterprise, they have also seen an increased capability on the accessibility of the stock-based loans over the use of the older margin loans. For those of us who want to get to the utilization of the stock-based loans, Equities First Holdings is one of the most trusted companies which has worked for more than one decade specializing in this capability in the world. The company also has its headquarters in Indianapolis. However, it sought to have its presence in major parts of the world in all the continents. For this reason, it opened offices in areas including Singapore, Hong Kong, Sydney, Bangkok, Perth, London, and South Africa.

Equities First Holdings has its socialization based on the issuance of loans using stocks as collateral. This means that an individual or company comes to the business and gives them their stock shares and get an equal estimation of the amount of loan they qualify. For his reason, the company of individual will work to pay back the loan in due course to get them working with their capabilities in a manner which reflects their true nature in business. Once you are done with using the loan, you give the money back and get your stocks to use them again in whatever you need. If you fail to pay the loan, they simply liquidate the assets and get back their loan without coming after you as it is the case with the stock-based loans.

Al Christy, Equities First Holdings’ Founder and Chief Executive Officer, has many things to talk about the issues concerning stock-based loans and margin loans. According to him, many people consider the use of stock-based loans seamless with margin loans. However, there are differences between the loans. For the stock-based loans, they are characterized by the high loan-to-value ratio in which case you are asked to get the best use of the loan without any further damage to your credit facility or history.

Equities’ First Holdings Unique and Beneficial Alternative Loan Solution

Equities First Holdings has a history of 14 years in providing clients such as enterprises and qualified individuals with alternative loans. The lending solution attracts more borrowers since it is a non-purpose loan and has processed over 700 loans since the firm’s inception in 2002. Equities First Holdings ensures it provides its customers with a fast and straightforward transaction procedure. When a client approaches the company seeking a loan, the staff determines of the proposed collateral is adequate to process the loan before calculating the loaner’s loan to ratio value and interest rate. The lending company provides loans after an accurate valuation the borrower’s stock, treasuries and bonds to determine the qualification and future performance of the individual or business in question.

Equities’ loaning procedure provides clients with many benefits such as lower interest rates and better business terms. Equities First Holdings allows customers to use appreciating stock in another company as the collateral to Equities’ loan. The borrower is required to transfer the shares to Equities’ as collateral and receives the full benefit of the stock upon payment of the loan. The firm ensures the security of the transaction by applying the industry’s standardized strategies. They utilize trusted accounting legal and accounting professionals to transact the credit and collateral properties. During the life of the transaction, the insurance and loan are simultaneously transferred into holdings accounts. After full completion of the loan’s payment, the insurance is then handed over to the borrower.

The allocated loan has a fixed interest rate of three percent which is below the regular fixed market interest rate, and a loan to value ratio of 75 percent. Another benefit of Equities’ loan is its non-recourse property that limits the loan collateral to the agreed property, inclusive of stock enlisted on the primary trade markets. After paying back the loan entirely, the loaner receives the pledged collateral. The borrower is not restricted to utilize the funds for a proposed project, hence can use the loan for any purpose. Equities serve its customers with a fast and efficient loan process that takes a maximum of seven business days to mature.

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A Better Financing Solution, Stock-Based Loans, By Equities First Holding

In recent years, businesses and individuals have continued to witness increased difficulties in obtaining loans from the banks. With many banks cutting lending options for borrowers, increased interest rates, and stricter loan qualifications criterion, it could not have gotten any worse. For this reason, businesses and individuals in need of working capital solutions have turned to stock-based collateralised loans offered by companies like Equities First Holdings.

Equities First Holdings is a global lender, as well as a leader in the provision of alternative shareholder financing solutions. It has offices in nine countries. This includes wholly owned subsidiaries in London, Hong Kong, Australia and Singapore. EFH has been in business for 14 years and its still growing. During this time, it has completed over 650 transactions valued at $1.4 billion and above.

The founder and CEO of EFH, Al Christy Jr., see it as an innovative borrowing option for borrowers who cannot access bank loans. The company provides loan solutions against publicly traded stocks to permit the borrowers to achieve personal or professional goals. People and businesses with shares traded on public exchanges across the globe can substantially benefit from this option.

This alternative financing solution has its advantages compared to the conventional loans. For instance, EFH solutions guarantee a high loan-to-value ratio of 50%-75% which is way much better compared to 10%-50% associated with conventional bank loans. Combine this with the fixed interest rates, and the fact that borrowers can use the money obtained in whichever way they want. Another advantage of stock- collateralised loans is the absence of a non-recourse feature. The borrower may abandon the loan anytime irrespective of the value of stock then. It also means that the borrower may keep proceeds from the initial loan without any more obligations to the Equities First Holdings. Many global companies and high net-worth individuals have reaped significant benefits from EFH financing solutions.

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